First, let me say that AFLAC is not an insurance product that is "endorsed by or promoted by" any company or governmental unit. AFLAC is sold by individual agents who are commissioned base only -- and they usually go around to workplaces and get them to let them offer it to the company's employees. It makes it appear that a company/govt. entity endorses their product because it is offered onsite and that the employees are being offered a "benefit" that is inexpensive and can be paid for via payroll deduction. Much easier and more lucrative for AFLAC (and others like them) to sell their goods when they can do so inside a company --- rather than have to go door-to-door.
I detest AFLAC (no offense to anyone who may sell it!) because they, in my opinion, prey on the "little guy" who can usually least afford it but are made to think that they are getting a real bargain at a low cost to them. Chances are though that 99% of people will never use it - they would be much better off, in my opinion, saving their money. AFLAC (and others) push their product through workplaces because it makes it appear that it is a "good thing" and a great employee benefit. The company/govt units that allow AFLAC to come into their workplace and sell their products aren't really doing their employees any favor -- or their HR department either. Small weekly or bi-weekly amounts come out of the employees checks and the payroll department has to keep up with withholding these amounts and remitting them to AFLAC. While it doesn't cost the company/govt. entities any money directly, it does create more work for their HR staff -- and it is a real pain.
Employees who need supplemental insurance would be better off to buy it directly from their own agent. Leave the workplace out of it. jmo!
As far as the mayor's wife (or ex-wife), it would probably be best to have someone other than her do the selling if it is going to be offered at all. But there would be NO "contract" involved so I am not sure why Kevin says "Mayor gives city insurance contract to ex-wife". It is not city insurance and there is no contract. Personally, as I said before, I don't think the city should offer it at all -- regardless who the agent might be selling it. It is supplemental insurance paid for 100% by the employee if they choose to take it -- which I would recommend they don't!! ha